Edgar Davis

Business Development Specialist

Edgar Davis is Business Development Specialist for Kentucky Highlands Investment Corporation. Edgar came to Kentucky Highlands Investment Corporation to expand the use of Kentucky Highlands' loan programs including the United States Department of Agriculture (USDA) Business and Industry Loan Guaranty Program, the USDA Intermediary Loan Program, and the Small Business Administration Microloan Program. He has developed agriculture and business development projects for the Kentucky Highlands Empowerment Zone. Prior to coming to Kentucky Highlands, Edgar was Vice President Commercial Lending at Monticello Banking Company located in Monticello, Kentucky. He also served in the role of Loan…

Edgar Davis is Business Development Specialist for Kentucky Highlands Investment Corporation. Edgar came to Kentucky Highlands Investment Corporation to expand the use of Kentucky Highlands’ loan programs including the United States Department of Agriculture (USDA) Business and Industry Loan Guaranty Program, the USDA Intermediary Loan Program, and the Small Business Administration Microloan Program. He has developed agriculture and business development projects for the Kentucky Highlands Empowerment Zone. Prior to coming to Kentucky Highlands, Edgar was Vice President Commercial Lending at Monticello Banking Company located in Monticello, Kentucky. He also served in the role of Loan Officer and Bank Operations Specialist during his tenure at Monticello Bank. Edgar has a Bachelor of Science Degree in Agriculture Economics from the University of Kentucky.

He has attended various seminars in bank operations and lending as well as lending seminars conducted by the United States Department of Agriculture and the United States Small Business Administration for their programs. Edgar participates in USDA business roundtables and is a participant in the Goldman Sachs 10KSB Growth Collaborative.

Birdie Watkins

Investment Analyst

Birdie Watkins is an Investment Analyst for Kentucky Highlands Investment Corporation. Her responsibilities include business planning and research, financial modeling, budgeting and providing technical assistance to portfolio companies in the areas of accounting and marketing opportunities. She is also instrumental in loan documentation preparation. Birdie has previously held positions of Administrative Assistant at a construction company and an engineering company where she supported the project managers, engineers, and architects. She also served as student supervisor and secretary while attending Berea College. Mrs. Watkins has a Bachelor of Science Degree in Business Administration from Berea College,…

Birdie Watkins is an Investment Analyst for Kentucky Highlands Investment Corporation. Her responsibilities include business planning and research, financial modeling, budgeting and providing technical assistance to portfolio companies in the areas of accounting and marketing opportunities. She is also instrumental in loan documentation preparation. Birdie has previously held positions of Administrative Assistant at a construction company and an engineering company where she supported the project managers, engineers, and architects. She also served as student supervisor and secretary while attending Berea College.

Mrs. Watkins has a Bachelor of Science Degree in Business Administration from Berea College, Berea, Kentucky. She has completed various work related training courses and is a graduate of Leadership Tri-County and Leadership East Kentucky. She also serves on the board of PEAK (Partners for Entrepreneurial Advancement in Kentucky), a statewide, non-profit supporting economic development through the growth of microenterprise development agencies and microenterprises. She serves on the Board of Tour SEKY, a nonprofit created to educate, expand, develop and market the existing and potential tourism industry throughout Southern and Eastern Kentucky.

Will Ball

Financial Analyst

Mr. Ball is responsible for monitoring all lines of credit through periodic evaluations of the companies. He also assists with the financial analysis of potential borrowers and new loans for existing borrowers. He also assists the accounting department by completing loan pipeline reports on a monthly basis. He has a Masters Degree in Business Administration from the University of the Cumberlands and a Bachelor Degree in Business Administration from the University of the Cumberlands. He previously worked for the Bank of McCreary County as a collections officer.

Mr. Ball is responsible for monitoring all lines of credit through periodic evaluations of the companies. He also assists with the financial analysis of potential borrowers and new loans for existing borrowers. He also assists
the accounting department by completing loan pipeline reports on a monthly basis.

He has a Masters Degree in Business Administration from the University of the Cumberlands and a Bachelor Degree in Business Administration from the University of the Cumberlands. He previously worked for the Bank of McCreary County as a collections officer.

Zachary Stanifer

Investment Analyst

Zachary Stanifer is an Investment Analyst at Kentucky Highlands Investment Corporation. He is primarily responsible for assisting in facilitating KHIC's microlending programs. Mr. Stanifer came to KHIC by way of PNC Bank, where he developed a background in banking and personal lending. Mr. Stanifer obtained both his BBA (magna cum laude) and his MBA from the University of the Cumberlands in Williamsburg, KY.

Zachary Stanifer is an Investment Analyst at Kentucky Highlands Investment Corporation. He is primarily responsible for assisting in facilitating KHIC’s microlending programs. Mr. Stanifer came to KHIC by way of PNC Bank, where he developed a background in banking and personal lending.

Mr. Stanifer obtained both his BBA (magna cum laude) and his MBA from the University of the Cumberlands in Williamsburg, KY.